Manage Debt

girl stressed because of coronavirus

Feds offer relief on student loans

By Harvey Morgan / March 26, 2020

On Friday, March 20th, the U.S. Secretary of Education, Betsey DeVos, announced that the office of Federal Student Aid will be providing relief from student loans during the COVID-19 national outbreak. How is the Department of Education handling the threat that the COVID-19 national emergency has placed on the financial futures of many? Relief for…

Read More
woman on laptop refinancing her student loans during the coronavirus crisis

Why you should refinance your student loans during the Coronavirus crisis?

By Harvey Morgan / March 20, 2020

As you’re probably aware, the Coronavirus outbreak has caused a lot of implications across our nation and it’s not stopping there. The ripple effect seems to have no end in sight and our economy that was once booming is now falling to pieces. So why would right now be the time to refinance your student…

Read More
woman wearing a mask to prevent the coronavirus spread

What you should do about your student loans during the Coronavirus outbreak?

By Harvey Morgan / March 18, 2020

As much of the country goes into an extreme lockdown during the Coronavirus outbreak, the economy comes to a screeching halt, and social distancing is becoming not just a suggestion but a requirement,  and it’s not abnormal to begin to panic. The whole world might seem like it’s coming to an end yet you still…

Read More
A recent college student without a job yet, holding his pockets out wondering how to defer his student loan payments

How to defer your student loan payments

By Forrest Grey / July 23, 2019

Sometimes life throws unexpected curveballs and we end up with heavy medical expenses, job loss, or some other financial crisis that makes paying off student loans feel impossible. A deferment or forbearance can help you out of this tight spot by postponing your student loan payments for a temporary amount of time.  What is deferment?…

Read More
the complete list of student loan forgiveness programs

The complete list of student loan forgiveness programs

By Harvey Morgan / July 3, 2019

Wouldn’t it be nice if you could magically snap your fingers and wish away that pesky student loan debt? You may not whisk it away that easily; however, a number of student loan forgiveness programs are available to those who work in education, public service, and health care. Even Federal Aid and certain states are…

Read More
student loan forgiveness for teachers

Loan forgiveness for teachers

By Tallie / May 31, 2019

If you teach full time in a low-income or educational service agency for five complete and consecutive academic years, while meeting other qualifications, you may be eligible for loan forgiveness for teachers on your Direct and Unsubsidized Loans, or your Subsidized and Unsubsidized Federal Stafford Loans.  What qualifies someone as a teacher? A teacher provides…

Read More
top tips for finding grants to pay off student loans, free money for college

How to find grants to pay off your student loans

By Harvey Morgan / May 15, 2019

Are you dying to rid yourself of that looming student loan debt?  Student debt can feel like a growing weight, adding frustration and stress to your daily routine. That debt can delay you from pursuing your future goals. However, grants make all the difference when it’s time to pay off your student loans, and there…

Read More
how is federal student aid calculated, financial aid, FAFSA

How is federal student aid calculated?

By Carena de Alba / April 20, 2019

As students and graduates are well aware, the cost of higher education is pricey. Many Americans require financial assistance to attend their post-secondary institutions due to tuition, fees, living costs and additional expenses. It’s good that help is available with Federal Student Aid!  What is the FAFSA? The FAFSA is the Free Application for Federal…

Read More
why the student loan bubble won't burst, rising student loan debt

Why the student loan bubble won’t burst

By Zoe Jones / January 30, 2019

While recent news of a booming economy and low unemployment might make it look like things are on the up and up, the financial outlook for today’s college students and recent graduates is still pretty bleak. These new developments haven’t lead to higher wages for graduates already struggling to pay down massive debt, let alone…

Read More
what happens when you default on your student loans

What happens when you default on student loans?

By Asher Wu / January 28, 2019

Life can take unexpected turns that make paying back student loans incredibly difficult when we are laid off or fall ill. Unfortunately, missing a handful of payments can switch our account into “default” status, which can make our financial situation even worse (Forbes). What Is Student Loan Default? This occurs when full payments on student…

Read More