Disclosure

Advertiser Disclosure

The offers that appear are from companies which Gossamer Science LLC and its partners receive compensation. This compensation may influence the selection, appearance, and order of appearance of the offers listed below. However, this compensation also facilitates the provision by Gossamer Science LLC of certain services to you at no charge. The offers shown below do not include all financial services companies or all of their available product and service offerings.

Additional Information

We do not charge any fee or cost to submit a loan request on www.collegelifetoday.com. The actual loan rate depends on the loan amount and term requested, as well as your credit score, usage and history. If you are offered a loan, you will have the opportunity to review the final offer made by the lender or lending partner, and to accept the loan agreement made directly between you and the lender or lending partner. The lenders and lending partners we work with may charge an origination fee for facilitating the loan to you. For example, on a $10,000 loan with a 5% origination fee, you will incur a $500 origination fee and receive $9,500 upon successful issuance of your loan. Rate, terms and fees will be based on your individual credit history and underwritten by the lender and not by Gossamer Science LLC / College Life Today (“Gossamer”, “Gossamer Science”, ”College Life Today”, “we”, “us”, “our”)

Please note, our lenders' and lending partners' privacy policy and security practices may differ from College Life Today standards. College Life Today assumes no responsibility, nor does it control, endorse or guarantee any aspect of your use of the linked site. All rates, fees, and terms are presented without guarantee and are subject to change pursuant to each provider's discretion and may not be available in all states or for all types of loans. There is no guarantee you will be approved or qualify for the advertised rates, fees, or terms presented. This website does not include all lending companies or all available lending offers that may be available to you.

Representative Example: If you borrow $5,000 on a 36 month repayment term and at a 10% APR, the monthly repayment will be $161.34. Total repayment will be $5,808.24. Total interest paid will be $808.24.

Annual Percentage Rate (APR) Disclosure: The Annual Percentage Rate is the rate at which your loan accrues interest. It is based upon the amount of your loan, the cost of the loan, term of the loan, repayment amounts and timing of payments and payoff. By law, the lender or lending partner must show you the APR before you enter into the loan. States have laws that may limit the APR that the lender or lending partner can charge you. Rates will vary based on your credit worthiness, loan size, amongst other variables, with the lowest rates available to customers with excellent credit. Minimum and maximum loan amounts and APRs may vary according to state law and lender or lending partner. We recommend that you read the lender's and/or lending partner's personal terms and conditions in full before proceeding for any loan.

Requirements, discounts or other terms and conditions will vary by lender. We recommend that you read the lender's and/or lending partner's personal terms and conditions, as well as any disclosures, in full before proceeding for any loan.

Please note that any type of secured loan is tied to a financial asset that you already own and will be used as collateral to pay your loan should you not be able to pay. In some cases, a lender may keep a lien on the collateral until the loan is fully repaid.

Gossamer Science LLC is the technology platform powering financial services online. Gossamer Science’s API enables its partners to connect their users with real-time decisions and personalized offers and rates from premium financial services providers. Gossamer Science LLC offices are located at 19266 Coastal Hwy, Unit 4-670, Rehoboth Beach, DE 19971. This site is directed at, and made available to, persons in the continental U.S., Alaska and Hawaii only.

Student Loan Refinance Disclosure

Student loan refinancing or consolidation may result in certain penalties, restrictions, changes in payments, loss of certain benefits, and/or eligibility that may apply for certain federal and private loans. Some requirements and restrictions may include loan minimum and maximum requirements, age, degree and educational institution requirements, citizenship and residency requirements as well as other lender requirements. Variable rates will fluctuate over the term of the loan. Students may also qualify for Federal student financial assistance. Additional information can be found at https://studentaid.gov

Refinancing any loan may not always result in lower overall interest and principal payments and in many cases it can extend the life of the loan. Requirements, discounts or other terms and conditions will vary by lender.