Information on Ascent student loan disclosures

Ascent Student Loans are funded by Richland State Bank (RSB), Member FDIC. Loan products may not be available in certain jurisdictions. Certain restrictions, limitations; and terms and conditions may apply.

For Ascent Terms and Conditions please visit:

Rates are effective as of 11/01/2019 and include a 0.25% discount applied when a borrower in repayment elects automatic debit payments via their personal checking account.

For Ascent rates and repayment examples please visit:

1% Cash Back Graduation Reward subject to terms and conditions. Click here for details.

Upon graduation, borrowers may be eligible for the Graduated Repayment option. The Graduated Repayment option requires monthly payment amounts that start with an amount that is less than a fully-amortizing payment amount that step-up over time such that the loan would be fully paid within the original loan term.