University of California-Berkeley

Lending options

Private student loans can help finance post-secondary education costs including tuition, room and board, books, and additional living expenses.

We have curated the list of lenders for you to compare and start the journey that may help you finance your education and invest in your future. Keep in mind that applying with a co-signer can greatly improve your chances of qualifying.

Click on a lender to open their site in a new window

  • Fixed Rates: 3.49% – 12.78%*
  • Variable Rates: 1.24% – 11.44%*
  • Includes 0.25% autopay discount
  • Skip a payment once per year (once repayment period has started)*
  • *Disclosure from Earnest
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  • Fixed APR:  4.13% to 11.52% (with autopay)
  • Variable APR: 1.78% to 11.89% (with autopay)³
  • 0.25% interest rate reduction when you make required payments by automatic debit³
  • Unemployment protection
  • 4 repayment options
  • Sofi disclosure
  • Variable APR: 1.70% – 7.68%1
  • Fixed APR: 5.45% – 9.74%1
  • No fees: No application, origination or prepayment fees
  • Award-winning Care team, now with dedicated Money Mentors available via text
  • Social Promise: Your loan helps provide education for those in need
  • Low rates and flexible payment plans, including forbearance protection
  • Covers up to 100% of cost of attendance