Apply online in 3 minutes and get an instant credit decision

Competitive fixed and variable rates starting at 3.70%

Customized repayment options

Choice of loan terms (5, 8, 10, and 15 years)

No application, origination or disbursement fees

Borrow up to 100% of your school’s cost of attendance

Cover up to 100% of the cost of your undergraduate or graduate program

Competitive fixed and variable rates starting at 3.31% APR

Award-winning customer service available at every stage

Flexible repayment options designed to fit your life

No application, origination, or prepayment fees

Variable Rates: 3.12% APR - 10.54% APR (lowest rate shown includes auto debit discount). Fixed rates also available.

Choose from multiple repayment options, including no payments while in school

Borrow up to 100% of the school-certified expenses

No origination fee and no prepayment penalty

Get 24/7, online help with our exclusive Study StarterSM benefit, which includes free access to 4 months of Chegg Study® and EasyBib® Plus and 30 minutes of Chegg® Tutors

Easy – Apply in just 4 simple steps

1% Cash Back + 0.25% discount for automatic debit payments

Affordable rates starting at 3.22% APR*

No Fees  – No application, origination or disbursement fees + no fees if you pay off your loan early

Cover up to 100% of your tuition and living expenses up to $200,000

Customize how much you pay with the Graduated Repayment Option

2 Minute rate check and easy online application

Rates as low as 3.84% Variable APR or 4.86% Fixed APR (with AutoPay)

No application fees, origination fees, or prepayment penalty

Repayment Options to meet your needs

Available for undergraduate and graduate programs